Motorbike Finance and Loans – New and Used

Motorbike Experts

Here at Happy Motor Finance our experienced and dedicated Motorbike Finance team is here to help you ride away with the bike of your dreams. Whether you’re looking for nippy 125CC bikes or superbikes, we cater to all customers over 18 years old.

Provisional Licence

Looking for a bike without a full bike licence? No problem! We offer super affordable monthly payment options for great 125CC bikes from manufacturers like Yamaha, KTM, and Benelli. These bikes can be taken on terms of up to 5 years and can be ridden on a provisional licence with a CBT test pass.

Worried about not having passed your CBT test yet? Don’t fret! We can arrange finance and secure the bike for you, ready for when you pass.

New and Used Bikes

At Happy Motor Finance, we offer financing for new, nearly new, or used bikes from any reputable bike dealer in the UK. Enjoy the freedom to choose the bike you truly want and love.

Rising Costs

With the rising cost of living, motorbikes have become an increasingly popular mode of transport. They are cost-effective to tax and insure and offer excellent fuel economy. Commuting becomes a breeze with motorbikes, avoiding traffic jams and parking issues.

Motorbikes are an ideal option for younger customers who haven’t passed their driving test yet, providing affordable transport during driving lessons.

Build Credit Rating

Another benefit is that financing a motorbike is an affordable way to build credit. Later, you can opt to part exchange the bike for a car deal.

Our panel of motorbike lenders caters to various credit levels, from excellent to poor credit. We’ve helped many customers secure finance for their new bikes, even those turned down at dealers.

No Deposit

At Happy Motor Finance, we offer £0 deposit options and a seamless application process, allowing you to ride away within 24 hours. We also provide history checks on the bikes, ensuring they haven’t been written off or stolen, and assess the dealer’s reputation and bike preparation, ensuring high-quality motorbikes from reliable dealers.

Easy Application

Our quick and super easy application process involves soft searches only, preventing any harm to your credit score. Only a hard search is performed by the lender when you’re ready to proceed with the finance documents.

Once the documents are signed and proofs sent back to us, we process the deal for payout and transfer the money to the dealer. Now, all that’s left to do is pick up your new Motorbike and hit the road in style!