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Tesla Car Finance
Finance a Tesla with Happy Motor Finance. From the Model 3 to the Model X, get competitive rates on the world's most popular electric cars.
With no impact to your credit score*
Calculate Your Finance
Estimated monthly payments
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
About Tesla Car Finance
Founded in 2003, Tesla has grown from a Silicon Valley start-up to the world's most valuable car manufacturer. Led by bold innovation in battery technology, autonomous driving, and over-the-air software updates, Tesla has made electric vehicles desirable and mainstream.
In the UK, Tesla has become one of the best-selling car brands, with the Model 3 and Model Y regularly topping monthly sales charts. Financing a Tesla through Happy Motor Finance means you can enjoy cutting-edge technology and zero-emission driving with affordable monthly payments.
Popular Tesla Models We Finance
We finance the complete Tesla range:
- Tesla Model 3 — The best-selling electric saloon in the UK, offering impressive range and performance
- Tesla Model Y — A versatile electric SUV with ample space for families
- Tesla Model S — The flagship luxury saloon with extraordinary range and power
- Tesla Model X — A premium electric SUV with iconic falcon-wing doors
Used Teslas are becoming increasingly popular and offer excellent value, particularly the Model 3 which has strong availability on the second-hand market.
What Are My Finance Options?
We offer several finance routes for your Tesla purchase:
- Hire Purchase (HP) — Fixed monthly payments with ownership at the end of the term. Ideal if you plan to keep your Tesla long-term.
- Personal Contract Purchase (PCP) — Lower monthly payments with flexibility at the end — keep, return, or upgrade to the latest Tesla model.
- Personal Loan — Borrow the full amount and own the Tesla from day one, with no mileage restrictions.
Given that Tesla regularly updates its pricing and specifications via software, our team can advise on the best finance structure for your chosen model.
The Financial Benefits of Driving a Tesla
While Teslas carry a higher upfront cost than many conventional cars, the total cost of ownership can be surprisingly competitive. Key savings include:
- Zero road tax (VED) for fully electric vehicles
- Significantly lower fuel costs — charging at home costs a fraction of petrol or diesel
- Reduced maintenance costs — no oil changes, fewer brake replacements thanks to regenerative braking
- Access to Tesla's Supercharger network across the UK
- Potential company car tax benefits with very low BIK rates
These savings can help offset your monthly finance payments, making Tesla ownership more affordable than you might expect.
Why Choose Happy Motor Finance for Your Tesla?
Tesla has revolutionised the automotive industry, and owning one is now more accessible than ever. At Happy Motor Finance, we help customers across the UK finance new and used Teslas with competitive rates and flexible terms.
Whether you're making the switch to electric for the first time or upgrading to the latest Tesla model, our panel of lenders can find a deal to suit your circumstances. We consider all credit types, so don't let past financial challenges stop you from going electric.
How It Works
Getting car finance doesn't have to be complicated. Here's how our simple process works.
Apply Online
Complete our quick and easy application form in just a few minutes. It won't affect your credit score.
Get Matched
We'll search our panel of lenders to find the best deal for your circumstances.
Choose Your Car
Once approved, choose any car from any reputable dealer. Our Personal Shopper service can help.
Sign & Drive
Sign your finance agreement and drive away in your new car. It really is that simple!
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Tesla Car Finance FAQ
Ready to Finance Your Tesla?
Apply now for Tesla car finance. Quick, easy, and no effect on your credit score.
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
