Skip to main content
Happy Motor Finance
Get a Quote
Happy Motor Finance
Apply Now
Mon-Thu: 9am - 6pm
WhatsApp 0161 524 0582

Nissan Finance

Nissan Car Finance

Finance a dependable Nissan with Happy Motor Finance. From the best-selling Qashqai to the all-electric Leaf, we offer competitive deals for every budget.

Check Your Eligibility in 60 Seconds
No Effect on Credit Score Soft Search Only FCA Regulated All Credit Types Welcome Quick Decisions Any Reputable Dealer SAF Authorised
Apply Now
4.9
Google Reviews

With no impact to your credit score*

Calculate Your Finance

£6,500
£200

Estimated monthly payments

Apply Now

With no impact to your credit score*

We act as a credit broker, not a lender

Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.

*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

About Nissan Car Finance

Nissan has a proud history dating back to 1933 in Japan, and the brand has been a major player in the UK market for decades. The Sunderland factory, opened in 1986, produces many of the Nissan models sold in the UK and Europe, including the hugely popular Qashqai and the pioneering Leaf electric car.

With Happy Motor Finance, you can spread the cost of your Nissan into manageable monthly payments. We work with a broad panel of lenders to ensure you get a competitive rate, whatever your credit background.

Popular Nissan Models We Finance

Nissan offers a diverse line-up, and we finance them all:

  • Nissan Micra — A fun and practical city car
  • Nissan Juke — A bold crossover with distinctive styling
  • Nissan Qashqai — The UK's favourite crossover, practical and well-equipped
  • Nissan X-Trail — A spacious family SUV with seven-seat options
  • Nissan Leaf — A pioneering electric car with zero emissions
  • Nissan Ariya — A premium all-electric crossover with cutting-edge technology

Whether you want a compact city car or a fully electric SUV, we can help you finance it.

What Are My Finance Options?

Choose the finance option that best suits your lifestyle:

  • Hire Purchase (HP) — Pay fixed monthly instalments and own the car at the end of the term. Straightforward and predictable.
  • Personal Contract Purchase (PCP) — Lower monthly payments with the flexibility to buy, return, or trade up when the agreement ends.
  • Personal Loan — Borrow the full amount and own the Nissan outright from the start.

Our advisors are always happy to explain the differences and help you pick the right option.

Electric Nissan Finance

Nissan was a pioneer in the electric vehicle market with the Leaf, which has been one of the best-selling EVs in the world. If you're looking to make the switch to electric, financing a Nissan Leaf or Ariya through Happy Motor Finance is a smart choice.

Electric vehicles offer significant savings on fuel and road tax, and with the growing public charging network across the UK, running an electric Nissan has never been more practical. We can help you find a competitive finance deal on any electric Nissan model.

Why Choose Happy Motor Finance for Your Nissan?

Nissan is one of the most trusted car brands in the UK, known for reliability, innovation, and excellent value. At Happy Motor Finance, we help customers across the country finance new and used Nissans with competitive rates and flexible terms.

Our panel of lenders caters to all credit types, so whether your credit score is excellent or you've had difficulties in the past, we'll work hard to find a finance deal that works for you. The application takes just minutes, and there's no obligation to proceed.

How It Works

Getting car finance doesn't have to be complicated. Here's how our simple process works.

📝

Apply Online

Complete our quick and easy application form in just a few minutes. It won't affect your credit score.

🔍

Get Matched

We'll search our panel of lenders to find the best deal for your circumstances.

🚗

Choose Your Car

Once approved, choose any car from any reputable dealer. Our Personal Shopper service can help.

🎉

Sign & Drive

Sign your finance agreement and drive away in your new car. It really is that simple!

Start Your Application

With no impact to your credit score*

We act as a credit broker, not a lender

Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.

*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

Nissan Car Finance FAQ

Yes, Happy Motor Finance welcomes applications from all credit backgrounds. We have lenders who specialise in helping people with adverse credit, including those with CCJs, defaults, or low credit scores.
Borrowing amounts depend on your personal circumstances, including income and credit profile. We finance a wide range of Nissan models, with each application assessed individually.
No deposit is required. We offer zero-deposit finance options on Nissan models. A deposit is optional but can help reduce your monthly payments.
The Nissan Leaf is an excellent choice for finance customers. Lower running costs compared to petrol or diesel cars can offset the monthly finance payments, and used Leafs offer outstanding value on the second-hand market.
Our online application takes just a few minutes to complete. Many applicants receive an initial decision within hours, and once approved, funds can often be released within one to two working days.

Ready to Finance Your Nissan?

Apply now for Nissan car finance. Quick, easy, and no effect on your credit score.

Apply Now

With no impact to your credit score*

We act as a credit broker, not a lender

Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.

*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

Our Lending Partners

Representative Example

Borrowing

£6,500

Term

60 months

Monthly Payment

£161.19

APR

16.9%

Total Amount Payable: £9,671.55

This is a representative example. The rate you are offered may differ depending on your personal circumstances.