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Happy Motor Finance

Audi Finance

Audi Car Finance

Drive away in your dream Audi with affordable finance tailored to your budget. Whether you're after an A3, Q5 or RS model, we'll help you find the right deal.

Check Your Eligibility in 60 Seconds
No Effect on Credit Score Soft Search Only FCA Regulated All Credit Types Welcome Quick Decisions Any Reputable Dealer SAF Authorised
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With no impact to your credit score*

Calculate Your Finance

£6,500
£200

Estimated monthly payments

Apply Now

With no impact to your credit score*

We act as a credit broker, not a lender

Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.

*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

About Audi Car Finance

Audi has been synonymous with premium engineering since its founding in 1909 in Germany. Known for their iconic four-ring badge, Quattro all-wheel drive technology, and refined interiors, Audis remain one of the most popular premium brands on UK roads.

Financing an Audi through Happy Motor Finance means you can spread the cost of your vehicle into manageable monthly payments. We work with a wide panel of lenders to find competitive rates, whether you're buying a nearly new Audi from a franchised dealer or a quality used model from an independent.

Popular Audi Models We Finance

Our customers regularly finance a wide range of Audi models, including:

  • Audi A1 — A stylish supermini perfect for city driving
  • Audi A3 — A hugely popular compact, available as a hatchback, saloon, or convertible
  • Audi A4 — A refined executive saloon ideal for families and commuters
  • Audi Q3 / Q5 — Practical and premium SUVs for every lifestyle
  • Audi TT — An iconic sports car with head-turning looks
  • Audi e-tron range — Audi's growing line-up of fully electric vehicles for those looking to go green

Whatever Audi model you have your eye on, we can help arrange finance to suit your budget.

What Are My Finance Options?

When financing an Audi through Happy Motor Finance, you have several options to choose from:

  • Hire Purchase (HP) — Spread the cost over a fixed term with fixed monthly payments. At the end of the agreement, the car is yours.
  • Personal Contract Purchase (PCP) — Enjoy lower monthly payments with the flexibility to return the car, make a final balloon payment to keep it, or part-exchange for your next Audi.
  • Personal Loan — Borrow a fixed amount and own the car outright from day one.

Our team will help you understand which option best fits your lifestyle and budget, with no jargon and no pressure.

Audi Finance for All Credit Types

Don't let past credit issues stop you from owning an Audi. At Happy Motor Finance, we consider applications from all credit backgrounds. Whether you have an excellent credit score or have experienced CCJs, defaults, or missed payments in the past, we'll do our best to find a lender willing to offer you a fair deal.

Our soft credit check at application stage means there's no impact on your credit score, so you can explore your options with complete peace of mind.

Why Choose Happy Motor Finance for Your Audi?

At Happy Motor Finance, we specialise in helping customers across the UK get behind the wheel of an Audi. Whether you have a perfect credit history or have faced financial challenges in the past, our panel of trusted lenders work hard to find a finance package that suits your circumstances.

We understand that buying an Audi is an investment in quality and performance. That's why we make the finance process as smooth as the drive itself — with a straightforward online application, fast decisions, and no obligation to proceed until you're completely happy with your deal.

How It Works

Getting car finance doesn't have to be complicated. Here's how our simple process works.

📝

Apply Online

Complete our quick and easy application form in just a few minutes. It won't affect your credit score.

🔍

Get Matched

We'll search our panel of lenders to find the best deal for your circumstances.

🚗

Choose Your Car

Once approved, choose any car from any reputable dealer. Our Personal Shopper service can help.

🎉

Sign & Drive

Sign your finance agreement and drive away in your new car. It really is that simple!

Start Your Application

With no impact to your credit score*

We act as a credit broker, not a lender

Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.

*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

Audi Car Finance FAQ

Yes, at Happy Motor Finance we work with lenders who specialise in all credit types, including those with adverse credit histories. While rates may be higher for applicants with lower credit scores, we strive to find you the most competitive deal available.
The amount you can borrow depends on your individual circumstances, including your income, credit history, and affordability. We assess each application on its own merits and finance a wide range of Audi models.
No, we offer no-deposit finance options. However, putting down a deposit can reduce your monthly payments and may help you secure a better interest rate.
Absolutely. You're free to purchase your Audi from any reputable dealer across the UK, whether it's a franchised Audi centre or a trusted independent used car dealer.
In many cases, we can provide an initial decision within minutes of receiving your application. Once approved, we work quickly to release funds so you can collect your Audi as soon as possible.

Ready to Finance Your Audi?

Apply now for Audi car finance. Quick, easy, and no effect on your credit score.

Apply Now

With no impact to your credit score*

We act as a credit broker, not a lender

Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.

*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

Our Lending Partners

Representative Example

Borrowing

£6,500

Term

60 months

Monthly Payment

£161.19

APR

16.9%

Total Amount Payable: £9,671.55

This is a representative example. The rate you are offered may differ depending on your personal circumstances.