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Finance a Motorhome
Hit the open road in a motorhome you love. We offer affordable motorhome finance with flexible terms and competitive rates for all credit types.
With no impact to your credit score*
Calculate Your Finance
Estimated monthly payments
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Your Dream Motorhome, Made Affordable
Motorhome holidays have never been more popular in the UK. From exploring the Scottish Highlands to touring the coastlines of Cornwall, owning a motorhome gives you the freedom to travel on your own terms. But with prices ranging from a few thousand pounds to well over six figures, buying one outright is not always realistic.
That is where motorhome finance comes in. At Happy Motor Finance, we help you spread the cost of your motorhome into manageable monthly payments, so you can start making memories without emptying your savings. Whether you are looking for a compact two-berth or a spacious family motorhome, we will find finance that works for you.
Motorhome Finance Options
Hire Purchase (HP)
HP is the most straightforward way to finance a motorhome. You pay a fixed monthly amount over an agreed term and own the motorhome outright once the final payment is made. There are no mileage restrictions, so you are free to travel as far and as often as you like. HP is particularly popular with motorhome buyers who plan to keep their vehicle for many years.
Personal Contract Purchase (PCP)
PCP offers lower monthly payments by deferring a portion of the cost to a balloon payment at the end. You can then choose to pay the balloon and keep the motorhome, hand it back, or use any equity towards a newer model. PCP is a good choice if you like to upgrade regularly.
What to Consider When Financing a Motorhome
Before applying for motorhome finance, it is worth thinking about a few things. Consider the size and layout you need, whether you want fixed or pull-out beds, your storage requirements, and how often you plan to use it. A weekend tourer will have very different needs to someone planning extended European trips.
You should also factor in running costs such as insurance, road tax, servicing, and campsite fees. Our team can help you work out a realistic monthly budget so you can enjoy your motorhome without financial stress.
How It Works
Getting car finance doesn't have to be complicated. Here's how our simple process works.
Apply Online
Complete our quick and easy application form in just a few minutes. It won't affect your credit score.
Get Matched
We'll search our panel of lenders to find the best deal for your circumstances.
Choose Your Car
Once approved, choose any car from any reputable dealer. Our Personal Shopper service can help.
Sign & Drive
Sign your finance agreement and drive away in your new car. It really is that simple!
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Frequently Asked Questions
Ready to Finance Your Motorhome?
Apply for motorhome finance today. Our quick application takes just minutes and won't affect your credit score.
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
