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Volkswagen Car Finance Exclusive Car Finance
Exclusive & Prestige Car Finance
Drive the car you deserve. We offer competitive finance on prestige, luxury, and performance vehicles from the world's finest manufacturers.
With no impact to your credit score*
Calculate Your Finance
Estimated monthly payments
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Prestige Car Finance Made Accessible
Driving a prestige car is about more than getting from A to B. It is about the craftsmanship, the engineering, the performance, and the experience. Whether you have always wanted a Porsche 911, a Mercedes-AMG, a Range Rover Sport, or something truly exotic like a Ferrari or Lamborghini, we can help make it happen.
At Happy Motor Finance, we specialise in making exclusive car ownership accessible. Our panel of lenders includes specialists who understand the prestige car market and can offer finance structures that work for higher-value vehicles. From monthly payments that suit your budget to flexible terms that give you options, we will find the right deal for you.
Finance Options for Prestige Cars
PCP - Popular for Prestige
Personal Contract Purchase is the most popular finance choice for prestige car buyers. PCP keeps monthly payments lower by deferring a portion of the cost to a balloon payment at the end of the term. This means you can drive a higher-specification car than you might otherwise afford. At the end of the agreement, you can pay the balloon to own the car, hand it back, or use any equity towards your next prestige vehicle. Many prestige car owners use PCP to upgrade every two to four years.
HP - Own It Outright
If you prefer the certainty of knowing the car will be yours at the end, Hire Purchase is the way to go. Monthly payments are higher than PCP, but there is no balloon payment and no mileage restrictions. HP is ideal for buyers who want to keep their prestige car for many years or who cover high annual mileage.
Brands We Finance
Our customers drive some of the finest cars on UK roads. We regularly arrange finance for vehicles from:
- German prestige - Mercedes-Benz, BMW, Audi, Porsche, and Volkswagen performance models.
- British luxury - Bentley, Rolls-Royce, Aston Martin, McLaren, Jaguar, and Land Rover.
- Italian exotics - Ferrari, Lamborghini, Maserati, and Alfa Romeo.
- Performance specialists - AMG, M Power, RS, Brabus, Alpina, and Mansory.
- Premium SUVs - Range Rover, Porsche Cayenne, BMW X5 and X7, Mercedes GLE and GLS, and Audi Q7 and Q8.
Whatever your dream car, if it is available from a reputable dealer in the UK, we can help you finance it. Our team treats every application with discretion and professionalism.
How It Works
Getting car finance doesn't have to be complicated. Here's how our simple process works.
Apply Online
Complete our quick and easy application form in just a few minutes. It won't affect your credit score.
Get Matched
We'll search our panel of lenders to find the best deal for your circumstances.
Choose Your Car
Once approved, choose any car from any reputable dealer. Our Personal Shopper service can help.
Sign & Drive
Sign your finance agreement and drive away in your new car. It really is that simple!
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Frequently Asked Questions
Ready to Drive Something Extraordinary?
Apply for prestige car finance today. Our quick application takes just minutes and won't affect your credit score.
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
