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Classic Car Financing
Own the classic car you have always dreamed of. Specialist finance for vintage and classic vehicles with competitive rates and flexible terms.
With no impact to your credit score*
Calculate Your Finance
Estimated monthly payments
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Specialist Finance for Classic and Vintage Cars
There is something special about owning a classic car. Whether it is the rumble of a straight-six engine, the timeless lines of a 1960s sports car, or the nostalgia of a vehicle you grew up seeing on the road, classic cars stir emotions that modern vehicles simply cannot match.
Classic car financing requires a different approach to standard car finance. The vehicles are older, often more valuable, and the market works differently. That is why we work with specialist lenders who truly understand classic cars. They appreciate the heritage, assess value accurately, and offer finance terms that make sense for these unique vehicles.
What Classic Cars Can You Finance?
We can help you finance a wide range of classic and vintage vehicles, including:
- Pre-war and vintage cars - Vehicles from the early days of motoring, including marques like Bentley, Rolls-Royce, and Austin.
- Classic British sports cars - Jaguar E-Types, MGB GTs, Triumph TR6s, Austin-Healeys, and Aston Martins.
- American muscle cars - Ford Mustangs, Chevrolet Camaros, Dodge Challengers, and Pontiac Firebirds.
- European classics - Porsche 911s, Mercedes-Benz SLs, BMW 2002s, and Alfa Romeo Spiders.
- Modern classics - Vehicles from the 1980s and 1990s that are now appreciating, such as the BMW E30 M3, Mazda MX-5 Mk1, and VW Golf GTI Mk2.
If the vehicle you want is not listed above, do not worry. We can finance almost any classic car as long as it is being sold by a reputable dealer and meets our lenders' criteria.
Classic Car Finance: What You Need to Know
When financing a classic car, there are a few important things to keep in mind. Valuations are key, as classic car prices can vary significantly depending on condition, originality, provenance, and market demand. A vehicle with matching numbers and a documented history will typically command a higher price and be easier to finance than one with an uncertain past.
Insurance is another consideration. Classic car insurance is usually more affordable than you might expect, as insurers recognise that these vehicles are driven fewer miles and cared for more diligently than daily drivers. Many specialist classic car insurers offer agreed-value policies, which guarantee a payout based on the car's appraised value rather than its market value at the time of a claim.
Road tax is another bonus: vehicles manufactured before 1 January 1977 are exempt from Vehicle Excise Duty, making them completely free to tax.
How It Works
Getting car finance doesn't have to be complicated. Here's how our simple process works.
Apply Online
Complete our quick and easy application form in just a few minutes. It won't affect your credit score.
Get Matched
We'll search our panel of lenders to find the best deal for your circumstances.
Choose Your Car
Once approved, choose any car from any reputable dealer. Our Personal Shopper service can help.
Sign & Drive
Sign your finance agreement and drive away in your new car. It really is that simple!
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Frequently Asked Questions
Ready to Finance Your Classic Car?
Apply for classic car finance today. Our quick application takes just minutes and won't affect your credit score.
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
