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Happy Motor Finance

Campervan Finance

Campervan Finance for Your Next Adventure

From weekend getaways to cross-country road trips, finance the campervan of your dreams with affordable monthly payments and flexible terms.

Check Your Eligibility in 60 Seconds
No Effect on Credit Score Soft Search Only FCA Regulated All Credit Types Welcome Quick Decisions Any Reputable Dealer SAF Authorised
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With no impact to your credit score*

Calculate Your Finance

£6,500
£200

Estimated monthly payments

Apply Now

With no impact to your credit score*

We act as a credit broker, not a lender

Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.

*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

Why Finance a Campervan?

The campervan lifestyle has taken the UK by storm. Whether it is a spontaneous weekend in the Lake District or a planned summer tour of the Scottish coast, owning a campervan gives you unrivalled freedom and flexibility. No flights to book, no hotels to reserve, just pack up and go whenever the mood takes you.

But campervans can be a significant investment, with prices ranging from around five thousand pounds for an older model to fifty thousand or more for a brand new factory conversion. Campervan finance lets you spread the cost into manageable monthly payments, so you can start exploring sooner rather than later.

Popular Campervans We Finance

Our customers finance all types of campervans. Some of the most popular models include:

  • Volkswagen California and Transporter conversions - The iconic campervan choice, from classic T2s to the latest T6.1 California Ocean.
  • Ford Transit Custom Nugget - A versatile and well-equipped factory conversion with a rising roof.
  • Mercedes Marco Polo - Premium campervan living with a pop-up roof and built-in kitchen.
  • Fiat Ducato-based conversions - Popular base vehicles for professional conversions with more interior space.
  • Custom van conversions - Bespoke builds by professional converters like Wellhouse, Jerba, and Rolling Homes.

Whatever campervan catches your eye, as long as it is from a reputable dealer, we can help you finance it.

Campervan Finance for All Credit Types

At Happy Motor Finance, we believe everyone deserves the chance to enjoy the campervan lifestyle. That is why we work with a wide panel of lenders, including specialists who cater to customers with less-than-perfect credit. Whether you have an excellent credit score or you have had difficulties in the past, we will search for the best campervan finance deal available to you.

Our initial search uses a soft credit check, which means there is no impact on your credit score when you apply. You have nothing to lose by checking what you could be offered.

How It Works

Getting car finance doesn't have to be complicated. Here's how our simple process works.

📝

Apply Online

Complete our quick and easy application form in just a few minutes. It won't affect your credit score.

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Get Matched

We'll search our panel of lenders to find the best deal for your circumstances.

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Choose Your Car

Once approved, choose any car from any reputable dealer. Our Personal Shopper service can help.

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Sign & Drive

Sign your finance agreement and drive away in your new car. It really is that simple!

Start Your Application

With no impact to your credit score*

We act as a credit broker, not a lender

Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.

*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

Frequently Asked Questions

Yes, in many cases we can arrange finance for professionally converted campervans. The conversion should be carried out to a high standard and ideally by a recognised converter. The vehicle will need to be registered appropriately and sold through a reputable dealer.
A campervan is typically a smaller vehicle based on a van conversion, such as a VW Transporter or Ford Transit Custom. Motorhomes are purpose-built, larger vehicles with more living space. Campervans are easier to drive and park daily, while motorhomes offer more comfort for longer trips. We finance both.
Campervan finance terms typically range from 12 to 60 months, depending on the lender and the age of the vehicle. Longer terms mean lower monthly payments, but you will pay more in interest overall. We will help you find the right balance for your budget.
Absolutely. Many campervan owners use their vehicle as both a daily driver and a weekend adventure vehicle. Campervans like the VW California and Ford Nugget are designed to be practical everyday vehicles as well as comfortable campers.
Yes, you will generally need campervan-specific insurance rather than standard car insurance. Campervan insurance covers the vehicle and its conversion, including fixtures, fittings, and equipment. We recommend getting insurance quotes before finalising your purchase so you can budget accurately.

Ready to Finance Your Campervan?

Apply for campervan finance today. Our quick application takes just minutes and won't affect your credit score.

Apply Now

With no impact to your credit score*

We act as a credit broker, not a lender

Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.

*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

Our Lending Partners

Representative Example

Borrowing

£6,500

Term

60 months

Monthly Payment

£161.19

APR

16.9%

Total Amount Payable: £9,671.55

This is a representative example. The rate you are offered may differ depending on your personal circumstances.