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Van Finance Made Easy
Whether you need a van for work or personal use, we'll find the right finance deal for you. Competitive rates on new and used vans for all credit types.
With no impact to your credit score*
Calculate Your Finance
Estimated monthly payments
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Why Finance a Van with Happy Motor Finance?
A reliable van is essential for tradespeople, couriers, and businesses across the UK. Whether you are a plumber needing a workshop on wheels, a delivery driver looking for a fuel-efficient panel van, or a landscaper requiring a robust tipper, we can help you get behind the wheel with affordable van finance.
We understand that buying a van outright is not always practical, especially when you are growing a business. That is why we work with a panel of specialist lenders to offer flexible van finance solutions that fit your budget and your credit profile. From small city vans to large commercial vehicles, we have you covered.
Van Finance Options Explained
Hire Purchase (HP)
HP is the most popular choice for van finance. You spread the cost of the van over a fixed term, typically between 12 and 60 months. Once all payments are made, the van is yours. There are no mileage restrictions, which makes HP ideal for high-mileage commercial use.
Personal Contract Purchase (PCP)
PCP offers lower monthly payments because you are only paying for the depreciation. At the end of the term, you can pay a balloon payment to own the van, return it, or part-exchange for a newer model. PCP suits those who like to upgrade their van every few years.
Choosing the Right Finance
Not sure which option is right for you? Our team will talk you through the pros and cons of each type to help you make the best decision for your situation. We are here to help, not to sell.
Popular Vans We Finance
Our customers finance all makes and models of van. Some of the most popular choices include the Ford Transit and Transit Custom, Vauxhall Vivaro, Mercedes Sprinter, Volkswagen Transporter and Crafter, Citroen Berlingo, Peugeot Expert, and Renault Trafic. Whatever van you have your eye on, we can help you finance it from any reputable dealer in the UK.
How It Works
Getting car finance doesn't have to be complicated. Here's how our simple process works.
Apply Online
Complete our quick and easy application form in just a few minutes. It won't affect your credit score.
Get Matched
We'll search our panel of lenders to find the best deal for your circumstances.
Choose Your Car
Once approved, choose any car from any reputable dealer. Our Personal Shopper service can help.
Sign & Drive
Sign your finance agreement and drive away in your new car. It really is that simple!
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Frequently Asked Questions
Ready to Finance Your Van?
Apply for van finance today. Our quick application takes just minutes and won't affect your credit score.
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
